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Showing posts with the label Finance

We Have a Contract for our House Helper

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It is really super hard to look for a reliable and trustworthy house helper nowadays. We are lucky to have a helper that is with us for almost 3 years already and she is excellent with our kids. Lagi nga lang niya pinapatay yung mga bulaklak and halaman ko, but you know, you can't have everything. 😂 For us to have a harmonious and fair relationship, I created a contract for us to follow. I based this to the one Isabelle Daza once posted on her socials before.  Here is a copy of our contract: You can copy and edit this to whatever fits to your conditions.  We are also conducting a quarterly evaluation to check her performance and if there are any concerns. I hope this helps!  Let me know if you also have a contract for your house helper or you are planning to make one! Love, K PS: You can send me a message if you want to get a copy of the file. 😊

What is Financial Planning and Why is it Important?

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  According to google Financial Planning is the long-term method of wisely managing your finances so you can achieve your goals and dreams while at the same time negotiating the financial barriers that inevitably arise in every stage of life. In order to create a sound financial plan, goals must be first established. Essentially, Financial Planning helps us to be in control of our income, expenses, and investments so that we can achieve our goals. So where do we start? Here are the 4 Financial Goals that you can start with. 1. Income Protection - According to study, if you are a breadwinner or the provider of the family, you at least must have 10x of your annual income set aside, this way just in case anything happens to you as a breadwinner, the family that you leave behind will have at least 10 years worth of the income to use. This will give them the chance or the time to recover from the loss and be able to establish a life without the breadwinner. 2. Health Coverage - This one...